Wednesday, February 12, 2014
Tuesday, February 11, 2014
Monday, February 10, 2014
Current Mortgage Rates/Monthly Payments!!
Loan Type
|
Purchase Price
|
Loan Amount
|
Loan Term (Years)
|
% Down
|
Monthly Payment
|
Rate
|
APR
|
Conventional
|
$187,500
|
$150,000
|
15
|
20%
|
$1081
|
3.625%
|
3.818%
|
Conventional
|
$187,500
|
$150,000
|
30
|
20%
|
$760
|
4.5%
|
4.616%
|
FHA
|
$150,000
|
$144,750
|
30
|
3.5%
|
$712
|
4.25%
|
5.883%
|
VA
|
$150,000
|
$150,000
|
30
|
0%
|
$737
|
4.25%
|
4.372%
|
USDA
|
$150,000
|
$150,000
|
30
|
0%
|
$737
|
4.25%
|
4.961%
|
Please note that the interest rates and terms shown above are subject to change without notice. Your actual rate may vary based on the region where your loan is originated, any additional liens against your property, the amount of equity in your property, and your credit profile. All loans are subject to credit approval. While we try to be as accurate as possible with our estimated rates and charges, please contact me at the number shown below for a personalized quote. Click here for additional information.
For a custom rate quote – Please visit http://www.hoosierloanlady.com or call me anytime at: 812-639-2041
Friday, February 7, 2014
Greenwood, IN OPEN HOUSE - SUNDAY
OPEN HOUSE - SUNDAY, February 10th, 1:00-3:00
Come see this beautiful home in Water's Edge
3265 Streamside Drive
Greenwood, IN
This is a custom built all brick ranch with a walk out basement. The private wooded lot provides a nice setting to enjoy a variety of wildlife. The sunny basement offers lots of room for a big screen TV, hobby/play area and more. The office in the basement could be used as a 5th bedroom. The newly remodeled master bathroom has Carrara marble counters, tile shower and custom closet system. There is a jack/jill bathroom between bedrooms 2 and 3. You will enjoy the large trex deck that is off of the private sunroom. This is a home you just won't want to miss seeing. It is listed for $459,900
I will be hosting this open house this Sunday - I would love for you to stop by -- 1:00 - 3:00 !!!
Thursday, February 6, 2014
Have Fun in the Snow!!
How to Have Fun in the Snow
Edited by Blackb!rd, DifuWu, Mountain Dew, Ayla and 5 others
Playing in the snow is something that you're never too old to enjoy!
In this article, you'll find the old standby ways to have fun in the snow, as well as some new, more inventive uses for the stuff.
http://www.wikihow.com/Have-Fun-in-the-Snow
Wednesday, February 5, 2014
Staging your Home to Sell
Here are some staging tips if you are selling your home:
1. Boost curb appeal
2. Get house sparkling clean
3. Clear away clutter
4. Strike a balance between clean and lived in
5. Take a good look at your floors
6. Choose sophisticated neutral colors
7. Clear up toys
8. Use "extra" rooms wisely
9. Beware of pet odors
10. Stage the outdoors too.
1. Boost curb appeal
2. Get house sparkling clean
3. Clear away clutter
4. Strike a balance between clean and lived in
5. Take a good look at your floors
6. Choose sophisticated neutral colors
7. Clear up toys
8. Use "extra" rooms wisely
9. Beware of pet odors
10. Stage the outdoors too.
Monday, February 3, 2014
Real Estate News - Update
The big economic news last week was in real estate, with sales of existing-homes for all of 2013 hitting their highest point since 2006. Sales of existing single-family homes, townhomes, condominiums and co-ops grew by 1 percent in December to an annual rate of 4.87 million, the National Association for Realtors reported.
Compared to a year ago, last month was down 0.6 percent from a 4.90 million-unit pace from December 2012, the association reported, but when 2013 was taken as a whole, its 5.09 million sales were 9.1 percent higher than 2012. Annual performance hasn’t been that good since 2006 when sales hit a high of 6.48 million during the housing bubble.
“Existing-home sales have risen nearly 20 percent since 2011, with job growth, record low mortgage interest rates and a large pent-up demand driving the market,” said NAR chief economist Lawrence Yun. “We lost some momentum toward the end of 2013 from disappointing job growth and limited inventory, but we ended with a year that was close to normal given the size of our population.”
In terms of price, the median price for all existing homes of all types hit $198,000 in December, marking a 9.9 percent increase from December 2012. Looking at the full year, the national median existing-home price for the entirety of 2013 was $197,100, marking an 11.5 percent gain over 2012’s median of $176,800. This was the biggest yearly gain since 2005’s 12.4 percent increase.
Helping drive that price growth was a shrinking number of transactions of distressed homes, such as foreclosures and short sales, which comprised 14 percent of December’s sales. While this was unchanged from November it was down considerably from December 2012’s 24 percent.
And prices might continue to grow given the supply of homes for sale. Housing inventory for December fell 9.3 percent to 1.86 million existing homes available for sale, representing a 4.6 month supply at the
ERICWISE
Branch Manager
direct: (317) 759-28491644 Fry Rd cell: (317) 258-6303Greenwood, IN 46142fax: 317-489-5230josh.wise@movementmortgage.comNMLS: 990676movementmortgage.com
Compared to a year ago, last month was down 0.6 percent from a 4.90 million-unit pace from December 2012, the association reported, but when 2013 was taken as a whole, its 5.09 million sales were 9.1 percent higher than 2012. Annual performance hasn’t been that good since 2006 when sales hit a high of 6.48 million during the housing bubble.
“Existing-home sales have risen nearly 20 percent since 2011, with job growth, record low mortgage interest rates and a large pent-up demand driving the market,” said NAR chief economist Lawrence Yun. “We lost some momentum toward the end of 2013 from disappointing job growth and limited inventory, but we ended with a year that was close to normal given the size of our population.”
In terms of price, the median price for all existing homes of all types hit $198,000 in December, marking a 9.9 percent increase from December 2012. Looking at the full year, the national median existing-home price for the entirety of 2013 was $197,100, marking an 11.5 percent gain over 2012’s median of $176,800. This was the biggest yearly gain since 2005’s 12.4 percent increase.
Helping drive that price growth was a shrinking number of transactions of distressed homes, such as foreclosures and short sales, which comprised 14 percent of December’s sales. While this was unchanged from November it was down considerably from December 2012’s 24 percent.
And prices might continue to grow given the supply of homes for sale. Housing inventory for December fell 9.3 percent to 1.86 million existing homes available for sale, representing a 4.6 month supply at the
ERICWISEBranch Manager
direct: (317) 759-28491644 Fry Rd cell: (317) 258-6303Greenwood, IN 46142fax: 317-489-5230josh.wise@movementmortgage.comNMLS: 990676movementmortgage.com
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