7 Financial Benefits of Owning a Home!

Freshen Up On The 7 Financial Benefits of Home Ownership This Tax Season

The financial benefits of homeownership are evident year round, but particularly around tax time – they seem to jump off the page. Let’s examine how homeownership makes “cents” –  from the tax benefits, to good old fashioned financial stability.

1.  Homeownership builds wealth over time.

2. You build equity every month

3. You reap mortgage tax deductions benefits

        - mortgage deductions

        -some closing cost deductions

        -property tax deductions

4. Tax deductions on Home Equity loans

5. You get a captial gain exclusion

6. A mortgage is like a forced savings plan

7. Long term buying is cheaper than renting

Michael Corbett

Michael Corbett is Trulia's real estate and lifestyle expert. He hosts NBC's EXTRA's Mansions and Millionaires. In additional to his regular segments on ABC's The View and Fox News, he is a national best selling author with three critically acclaimed real estate books: Find It, Fix It, FLIP IT!; Ready, Set, SOLD! and Before You BUY!

Greenwood Home - Open House Sunday, March 30 1-3

OPEN HOUSE

SUNDAY, MARCH 30, 2014 1:00 - 3:00pm

Brentridge Estates

You won't find many homes with this unique architectural features for this price!  This four bedroom home has many imported features throughout the home that make it warm, special, interesting, and inviting.  Located in a popular Center Grove neighborhood on an oversized lot for lots of family fun in the outdoors.  The design of this home was modeled on original Victorian patterns circa 1878 and many features of this home were imported from England and carefully incorporated.  Home could take on any decor style just adding even more character!  

Plan to stop by Sunday to see this home!  I will be there from 1:00 - 3:00.  If you have questions before Sunday about the home, please give me a call at (317) 966-1790.

Staging Your Home to Sell Quicker and for Top Dollar$$

STAGE TO SELL  for Top $$

The Most common areas to stage that will benefit your home are:

96% Living Room

91% Kitchen

83% Master Bedroom

Statistics show that staging these areas create 2 more showings than most and will sell 12 days quicker!!!

If you have some staging needs give me a call so I can give you some names of some great people!

(317) 966-1790

Buying a Home in Greenwood!! Check out this Free Guide

This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.

The entire brochure is attached and ready for you to print and share with your clients. A gift from your Hoosier Loan Lady!

At your service,

Melissa Wyatt | Mortgage Loan Officer | NMLS #234601 | www.HoosierLoanLady.com   8470 Allison Pointe Blvd. Suite 130 Indianapolis, IN 46250   812.639.2041 MOBILE

Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). This message is intended only for the addressee. If you have received this communication in error, please notify us immediately by reply email toInfo@WaterstoneMortgage.com and delete or destroy all copies of the original message and attachments thereto. Nothing in this message is intended to constitute an Electronic signature for purposes of the Uniform Electronic Transactions Act (UETA) or the Electronic Signatures in Global and National Commerce Act ("E-Sign") unless a specific statement to the contrary is included in this message.

file:///C:/Users/Sue/Downloads/BuyingaHomeSpring2014.pdfhttps://mail.google.com/mail/u/0/?ui=2&ik=a70c65f29b&view=att&th=144e4ef0997871ed&attid=0.1&disp=inline&safe=1&zw

TONIGHT!! March 25th 7:00 Real Estate Seminar!!

DON"T FORGET!!

The Real Estate Seminar tonight

at McAllister's ( on 135 Greenwood)

7:00 pm

The topic is "Selling your Home for Top Dollar"!  We will have staging/decorating professionals on hand to give you some tips on how you can improve your home to sell for top dollar.  Bring pictures of your home and they will give you personal suggestions that would help "stage" your home to sell!

We will also have real estate professional on hand as well as mortgage professionals that will be there to answer any questions you have about real estate.  

Plan to come for this FREE seminar to receive professional information and an opportunity to ask them questions.

Mortgage News!

Mortgage News 
As reported by the Indianapolis Business Journal Daily, the average rate for 30-year mortgages rose slightly from 4.45 percent to 4.5 percent for the week ending March 13, according to Bankrate.com. The rate for 15-year mortgages rose from 3.46 to 3.51 percent.  

March 25th - Free Seminar at 7:00 on Selling your Home and getting Top Dollar$$$

FREE REAL ESTATE SEMINAR

Tuesday, March 25, 2014

7:00 - 8:00pm

McAllister's Restaurant (located on 135 in Greenwood)

TOPIC:  Preparing Your Home to Sell for Top Dollar

The presentation will focus on staging your home so you can receive top dollar for your home.
Please bring pictures of various rooms in your home.  We will have staging/decorating

experts on hand to give you advice on some quick and easy things you can do.

If you are thinking of selling your home, you won't want to miss this FREE seminar!

Hope to see you there!

Great Home in Greenwood - $157,000.

GREAT NEW LISTING IN GREENWOOD!!!

$157,000 - Great Price - Great Buy!!

 This home is very well kept and is a one owner home.  There are many upgrades throughout the home.  This three bedroom with walk in closet /2.5 bath includes a loft and laundry room upstairs.  The master bedroom suite has a nice walk-in closet, office area, garden tub with beautiful ceramic tile around the tub and a tiled walk in shower.  The kitchen has beautiful cabinets with stainless steel appliances which includes an eating area.  The great room is open to the dining room and would make a great area for entertaining.  There are custom blinds throughout the house with upgraded ceiling fans in almost every room.  The yard is very nice sized with a large mini barn.  The custom concrete stamped patio makes the outdoor living space inviting.

This is a must see!!!  Lots of homeowner pride and move in ready!!  Call today me today for your personal showing at (317) 966-1790

  

MARCH 25th REAL ESTATE SEMINAR - 7:00pm

PLAN to COME!!!  March 25th at 7:00pm at McAlister's on US 135.

Bring photos of your home and we will give you feedback and suggestions on ways you can make your home more buyer friendly.  We will have a short presentation on staging your home to sell so you can get "top dollar" for your home.  Then you will have several real estate professionals along with some other professional folks to discuss your home, financial needs, etc.  

Renting vs Buying - Things to Think About!

Here is a short video that gives you some things to think about when it comes to renting versus buying.  With interest rates at a reasonable level, it is a good time to make the investment.  As spring comes around, the inventory of homes will be very good and I'm sure you would be able to find that "perfect" home!  Just give me a call today so I can begin to look for a home that has all of the features you are wanting!  Call (317) 966-1790!  I'm happy to assist you in the process!

http://new.wellcomemat.com/embed/hfrec41e44c2be8?functions=1#

Mooresville Home for Sale with 7.73 Acres

Check out this beautiful custom built home in Moorseville, IN.
This two story home has three bedrooms upstairs and one bedroom on the main level.  The woodwork, six panel doors, and beautiful wood flooring makes this home comfortable, warm and inviting.  You will be surrounded by nature any window you look out.  The extra garage space would be perfect for anyone with a special interest, craft, or needing extra storage space.  This is a one owner home with lots of homeowner pride throughout.
Give me a call at (317) 966-1790 to have a personal showing!  Listed at $325,000. this is a great buy!
http://animoto.com/play/ewl12KVzhVdKALZ3E5apfw#

Looking for Acreage? Great Home in Mooresville, IN

Looking for home in Greenwood, IN??? Current Mortgage Rates

Have a great day!!

  

Loan Type	Purchase Price	Loan Amount	Loan Term (Years)	% Down	Monthly Payment	Rate	APR
Conventional	$187,500	$150,000	15	20%	$1081	3.625%	3.818%
Conventional	$187,500	$150,000	30	20%	$771	4.625%	4.742%
FHA	$150,000	$144,750	30	3.5%	$712	4.25%	5.883%
VA	$150,000	$150,000	30	0%	$737	4.25%	4.372%
USDA	$150,000	$150,000	30	0%	$737	4.25%	4.961%

Please note that the interest rates and terms shown above are subject to change without notice. Your actual rate may vary based on the region where your loan is originated, any additional liens against your property, the amount of equity in your property, and your credit profile. All loans are subject to credit approval. While we try to be as accurate as possible with our estimated rates and charges, please contact me at the number shown below for a personalized quote. Click here for additional information.

For a custom rate quote – Please visit www.HoosierLoanLady.com or call me anytime at: 812-639-2041

Looking for Acreage in Mooresville, IN??? Here's the Home for You!!

Brand New Listing in Mooresville, IN

GREAT home on 7.73 acres in Mooresville, IN just off of old state road 42.  This is a 4 bedroom home with 3 full baths.  It has 2,230 square feet of living space.  There is an oversized attached two car garage and a detached garage as well that services as a single car garage space and a workshop area.  This home was built by the owner and has lots of homeowner pride.  The beautiful wood trim, crown molding, and solid wood doors make it very warm.  The home lends itself to appreciating and enjoying the great outdoors and large flower garden. The kitchen has stainless steel appliances, tile floors, and ceramic back splash.  All of the bathrooms have ceramic tile and built in storage.  Wonderful Anderson double payne windows for added warmth.  This is a must see and it is priced right at $325,000.  Call me today, I would love to show you this beautiful home.