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Friday, February 28, 2014

New Listing in Mooresville, IN

Brand New Listing in Mooresville, IN

GREAT home on 7.73 acres in Mooresville, IN just off of old state road 42.  This is a 4 bedroom home with 3 full baths.  It has 2,230 square feet of living space.  There is an oversized attached two car garage and a detached garage as well that services as a single car garage space and a workshop area.  This home was built by the owner and has lots of homeowner pride.  The beautiful wood trim, crown molding, and solid wood doors make it very warm.  The home lends itself to appreciating and enjoying the great outdoors and large flower garden. The kitchen has stainless steel appliances, tile floors, and ceramic back splash.  All of the bathrooms have ceramic tile and built in storage.  Wonderful Anderson double payne windows for added warmth.  This is a must see and it is priced right at $325,000.  Call me today, I would love to show you this beautiful home.


Wednesday, February 26, 2014

Looking at Buying a Home in Greenwood, IN?

ARE YOU LOOKING AT BUYING A NEW HOME??
FIRST THINGS FIRST
Even before you begin the process of looking for a new home it is important that you get pre-approved by a mortgage lender.  This is generally a free service done by any mortgage company for you.  They can quickly look at your income, your credit, and let you know about how much of a home you would qualify for.  This is the first step in the process.  This will help you and your real estate professional then target the price range and neighborhoods to begin your search.  
Once you find a home, having the pre-approval will make it easy and quick to make an offer on that special home you are really wanting.  
If you are uncertain about a good mortgage company, please feel free to give me a call, I can certainly recommend several companies I have used in the past.  
Get your pre-approval letter - give me a call so we can begin the exciting search for your new home!

Monday, February 24, 2014

Local Real Estate Market Review - Central Indiana

Local Market Review: January Data Reveals Slow Pace, Strong Prices
Housing data released by MIBOR today shows an increase in sales prices in the central Indiana housing market with a noticeably slower pace in closed sales. In central Indiana, the average sales price of homes increased by 8.7 percent to $170,041 in the three-month comparison and increased by 9.4 percent to $162,787 in the January-only comparison.
Median sales prices increased by 4.7 percent to $130,893 in the three-month comparison and increased 4.8 percent in January to $125,750. 
According to the MIBOR Monthly Indicators Report, the number of closed sales in central Indiana decreased by 1.8 percent in the three months ending in January 2014 when compared to the same three-month period last year.  In January alone, closed sales decreased by 13.8 percent. 

Pending sales decreased by 12.4 percent in the three months ending in January and decreased by 22.6 percent in the one-month comparison.

Along with the Monthly Indicators Report, a one-page report of each county within theservice area is also provided. In total, these data sets are intended to be a snapshot of the market, providing historical comparisons whenever possible. The data was pulled from the BLC® listing service on February 18. To download the Monthly Indicators report and the one-page county reports, click here.


Please note, due to the length of the reports, it may take a few minutes to download. If you have questions regarding the data, please click here.


 
 
2014 MIBOR, 1912 N. Meridian St., Indianapolis, IN 46202 | 317-956-1912 | http://www.mibor.com/

Friday, February 21, 2014

GREENWOOD, IN OPEN HOUSE, SUN. FEB. 23rd!!

COME SEE THIS BEAUTIFUL HOME!
SUNDAY, FEB. 23th  1:00 - 3:00
3265 Streamside Drive
Water's Edge Subdivision

This beautiful custom built all brick ranch is one you won't want to miss seeing!  It has a private wooded lot with a stunning view and variety of wildlife.  The large walk-out basement makes a wonderful place to entertain.  There are two rooms in the basement with a full bathroom.  The main level hosts two bedrooms and the master bedroom suite.  Newly remodeled mast bath has Carrara marble counters, tile shower and custom closet system.  There is a Jack/Jill bathroom between the two bedrooms which also have walk in closets.  The spacious sunroom would be a great place to relax and enjoy activities on the adjoining deck.  
Listed at $459,000 this is a must see!!  I will be hosting this open house from 1:00 - 3:00 - hope to see you!!

Wednesday, February 19, 2014

8 Reasons Why You Should Work With A Realtor

8 Reasons Why You Should Work With a REALTOR®

Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here's why it pays to work with a REALTOR®.
  1. Navigate a complicated processBuying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multipage settlement statements. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes.
  2. Information and opinions. REALTORS® can provide local community information on utilities, zoning, schools, and more. They’ll also be able to provide objective information about each property. A professional will be able to help you answer these two important questions: Will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?
  3. Help finding the best property out there. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your REALTOR® to find all available properties.
  4. Negotiating skills. There are many negotiating factors, including but not limited to price, financing, terms, date of possession, and inclusion or exclusion of repairs, furnishings, or equipment. In addition, the purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.
  5. Property marketing power. Real estate doesn’t sell due to advertising alone. In fact, a large share of realestate sales comes as the result of a practitioner’s contacts through previous clients, referrals, friends, and family. When a property is marketed with the help of a REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.
  6. Someone who speaks the language. If you don’t know a CMA from a PUD, you can understand why it’s important to work with a professional who is immersed in the industry and knows the real estate language.
  7. Experience. Most people buy and sell only a few homes in a lifetime, usually with quite a few years in between each purchase. Even if you have done it before, laws and regulations change. REALTORS®, on the other hand, handle hundreds of real estate transactions over the course of their career. Having an expert on your side is critical.
  8. Objective voice. A home often symbolizes family, rest, and security — it’s not just four walls and a roof. Because of this, homebuying and selling can be an emotional undertaking. And for most people, a home is the biggest purchase they’ll every make. Having a concerned, but objective, third party helps you stay focused on both the emotional and financial issues most important to you.
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Article taken from National Association of Realtors

Tuesday, February 18, 2014

Clowes Hall Art Mosaic

Clowes 50th Art Mosaic


Clowes 50th Art Mosaic
02/18/2014 at 9:00 AM to 4:00 PM through 05/30/2014 at 9:00 AM to 4:00 PMClowes Memorial Hall of Butler University
4602 Sunset Ave., Indianapolis, IN 46208 | view on map
Event phone: 317-940-6444
Event web sitehttp://www.cloweshall.org/
A special art exhibit, Clowes 50th Art Mosaic, celebrating the important anniversary for Clowes hangs on the entire south wall of the Main Lobby during the 2013-2014 season. The four-story, 50-piece collaborative artwork includes contributions from more than 30 Hoosier artists of all ages.

Monday, February 17, 2014

Home Mortgage Interest Rate Information!

Have a great day!!

Loan Type
Purchase Price
Loan Amount
Loan Term (Years)
% Down
Monthly Payment
Rate
APR
Conventional
$187,500
$150,000
15
20%
$1090
3.75%
3.945%
Conventional
$187,500
$150,000
30
20%
$771
4.6255%
4.742%
FHA
$150,000
$144,750
30
3.5%
$712
4.25%
5.883%
VA
$150,000
$150,000
30
0%
$737
4.25%
4.372%
USDA
$150,000
$150,000
30
0%
$737
4.25%
4.961%
Please note that the interest rates and terms shown above are subject to change without notice. Your actual rate may vary based on the region where your loan is originated, any additional liens against your property, the amount of equity in your property, and your credit profile. All loans are subject to credit approval. While we try to be as accurate as possible with our estimated rates and charges, please contact me at the number shown below for a personalized quote. Click here for additional information.
For a custom rate quote – Please visit www.HoosierLoanLady.com, or call me anytime at: 812-639-2041

MelissaWyatt-EmailBanner

Friday, February 14, 2014

GREENWOOD OPEN HOUSE - SUNDAY 1 - 3

COME SEE THIS BEAUTIFUL HOME!
SUNDAY, FEB. 16th  1:00 - 3:00
3265 Streamside Drive
Water's Edge Subdivision

This beautiful custom built all brick ranch is one you won't want to miss seeing!  It has a private wooded lot with a stunning view and variety of wildlife.  The large walk-out basement makes a wonderful place to entertain.  There are two rooms in the basement with a full bathroom.  The main level hosts two bedrooms and the master bedroom suite.  Newly remodeled mast bath has Carrara marble counters, tile shower and custom closet system.  There is a Jack/Jill bathroom between the two bedrooms which also have walk in closets.  The spacious sunroom would be a great place to relax and enjoy activities on the adjoining deck.  
Listed at $459,000 this is a must see!!  I will be hosting this open house from 1:00 - 3:00 - hope to see you!!

Thursday, February 13, 2014

Monday, February 10, 2014

Current Mortgage Rates/Monthly Payments!!

Loan Type
Purchase Price
Loan Amount
Loan Term (Years)
% Down
Monthly Payment
Rate
APR
Conventional
$187,500
$150,000
15
20%
$1081
3.625%
3.818%
Conventional
$187,500
$150,000
30
20%
$760
4.5%
4.616%
FHA
$150,000
$144,750
30
3.5%
$712
4.25%
5.883%
VA
$150,000
$150,000
30
0%
$737
4.25%
4.372%
USDA
$150,000
$150,000
30
0%
$737
4.25%
4.961%
Please note that the interest rates and terms shown above are subject to change without notice. Your actual rate may vary based on the region where your loan is originated, any additional liens against your property, the amount of equity in your property, and your credit profile. All loans are subject to credit approval. While we try to be as accurate as possible with our estimated rates and charges, please contact me at the number shown below for a personalized quote. Click here for additional information.
For a custom rate quote – Please visit http://www.hoosierloanlady.com or call me anytime at: 812-639-2041

MelissaWyatt-EmailBanner

Friday, February 7, 2014

Greenwood, IN OPEN HOUSE - SUNDAY

OPEN HOUSE - SUNDAY, February 10th, 1:00-3:00
Come see this beautiful home in  Water's Edge
3265 Streamside Drive
Greenwood, IN
This is a custom built all brick ranch with a walk out basement.  The private wooded lot provides a nice setting to enjoy a variety of wildlife.  The sunny basement offers lots of room for a big screen TV, hobby/play area and more.  The office in the basement could be used as a 5th bedroom.  The newly remodeled master bathroom has Carrara marble counters, tile shower and custom closet system.  There is a jack/jill bathroom between bedrooms 2 and 3. You will enjoy the large trex deck that is off of the private sunroom.  This is a home you just won't want to miss seeing.  It is listed for $459,900
I will be hosting this open house this Sunday - I would love for you to stop by -- 1:00 - 3:00 !!!

Thursday, February 6, 2014

Have Fun in the Snow!!

Edited by Blackb!rd, DifuWu, Mountain Dew, Ayla and 5 others
Playing in the snow is something that you're never too old to enjoy!

In this article, you'll find the old standby ways to have fun in the snow, as well as some new, more inventive uses for the stuff.

http://www.wikihow.com/Have-Fun-in-the-Snow